Our Team

Moin Uddin – Founder

Moin Uddin was born in Boliar Bagh, Moulvibazar, Bangladesh. At age 11, he moved to the UK with the family to join his father. Moin graduated from Kingston Business School, Kingston University (UK) with a Business & Finance degree, and also Masters in Marketing. Moin joined Home Credit US in July 2015 and relocated to Kansas as a Chief Commercial Officer, responsible for Sales and Marketing. Prior to joining Home Credit, Moin was a Managing Director at Sberbank of Russia where he was responsible for multiple business lines with revenue in the excess of $3.5 billion. While at Sberbank, Moin also served on both the Visa, Inc. and MasterCard Senior Client Council. Prior to Sberbank, he was an Executive Vice President and Member of the Management Board at Renaissance Credit Bank between 2008 and 2011 based in Moscow, Russia. While at Renaissance Credit, he was responsible for mass retail lending and marketing. Mr. Uddin held other senior management positions over the past 20 years at GE Capital Consumer Finance Group and Bank of America (MBNA), both in the US and internationally. Moin left Sberbank in 2013 to establish FACES, Inc., where he serves as President. 

Regina Merkova

Regina Merkova, founding member, and US representative of FACES3 was born in Czechia. Regina graduated from the University of Ostrava, and in 2009, obtained her Masters in Global Affairs from New York University. Regina began her career in 1998 with the GE Capital in Prague, as a trainer for customer services representatives. In 2000, Regina moved to US, to work for the United Nations Public Information Department. Within the United Nations, Regina is also a specialized trainer/educator in the awareness of HIV/AIDS. 

Regina has travelled extensively across all continents, including Bangladesh, speaks several languages, Czech, English, Russian, Spanish, Italian. She is an environmentalist and a keen traveler. Regina is a member of the Board of Directors, focuses on communication, web development, and external relations. 

Seraj Uddin

Seraj Uddin, founding member and a UK representative of FACES3, was born in Boliar Bagh, Moulvi Bazar, Bangladesh. Seraj completed his high school in Bangladesh, and in 1979, moved to UK along with the rest of his family. Seraj started his career in the UK as a waiter in a restaurant, progressing to a manager. For the past 20+ years, Seraj has been managing his own restaurant business. 

Seraj is very active in his local community in the UK, providing invaluable support and assistance to the local cultural center. As a member of the Board of Directors, and Secretary, Seraj will focus on fund-raising and regulatory activities in the UK, as well as maintaining ongoing communication with the local communities in Bangladesh. Seraj, currently resides with his family in Surrey, UK.